Whitepapers

Real-time payements: leveraging the future of payments for customer innovation

Real-time payements: leveraging the future of payments for customer innovation

While the concept of real time isn’t new when transferring funds within the same financial institution, real time payment systems allow customers to send and receive funds to anyone in real time, 24 hours a day, 7 days a week. Investment in real time payments is an evolution of the near real time model for cards-based payments, which currently delivers same day settlement for merchants. However, real time payments are not just about speed – the ability to provide detailed information with the transaction also makes payments more useful, particularly for businesses.
Top 10 Trends in Payments in 2018: What you need to Know

Top 10 Trends in Payments in 2018: What you need to Know

This whitepaper analyses the top 10 trends expected to affect payments' industry dynamics as well as stakeholder strategies in the coming year

New Payments Platform:The industry approach to minimising real-time payments fraud

New Payments Platform:The industry approach to minimising real-time payments fraud

This paper by the NPP and KPMG considers the fraud risk, and the potential impact to fraud risk, of real-time payments.

Encouraging Innovation in Payments through the PSD2 Initiative

Encouraging Innovation in Payments through the PSD2 Initiative

Revised Directive on Payments Services (PSD2) is primarily aimed at bringing new, online modes of payments initiation under payments regulations.

The New Payments Platform: Opportunities for Australian Consumers, Businesses and Payments Providers

The New Payments Platform: Opportunities for Australian Consumers, Businesses and Payments Providers

This paper by the NPP and A.T Kearney explores how the NPP is set to transform the Payments industry in 2018 and beyond.